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Don’t save for rainy days, save to keep them sunny! Here are a few ways to save money so that you can have everything that you want.
“You save money to keep from having rainy days!”
That’s what my mom would tell me when it came to saving money.
“Always have money, because you never know what may happen. You don’t want a situation to happen that costs hundreds of dollars that you need, and it leaves you in the hole. Budget wisely,” she’d tell me.
(She’s an accountant, so I guess she would know.)
Here are four easy ways to save money:
1. COOK MORE, EAT OUT LESS!
Rest in peace to all the money spent on fast food this year alone. How many meals have you cooked this year? Have you made any effort to cook?
Eating out gets costly, and eating fast food everyday is dangerous. I’m not saying that eating healthy is cheaper, because it can be costly too, but it is not as unhealthy and costly as ordering a number two-larged, for seven days straight. Cook a meal every Sunday, or on the day you have some free time. Left-overs aren’t going to kill you. If you can’t get enough of eating out, try and make it count and eat out only on the weekends, you can start with Friday.
2. PLAN AHEAD!
Want to go out of town for the weekend next month? or buy ten new outfits for the season? or purchase some new bundles of hair for an event at the end of the year?
Then it’s time to start setting extra money aside along with the money you should be putting aside for your savings. Planning ahead is all about budgeting. You need to know how much whatever it is you want will cost. Once you know that number figure out a date that you want to purchase it. When you know the cost and date you want it buy, you can start saving, whether you’re putting an extra $50 or $100 dollars to the side. But remember to still put aside your regular savings money. Be smart about your money, you’ve worked too hard for it.
3. COUPUN IT!
Did you forget about the Sunday paper? They still get printed, and have so many coupons available.
Coupons are not for the frugal, but for the money conscious person who knows the value of a dollar. This is one thing you don’t have to be extreme about although there are many who are. Even if you don’t want to buy the paper, you can go to your favorite brand company website, and they usually have many coupons available. There are also many sites that have coupons waiting to be used. Also, read the coupon, you don’t have to get what’s pictured, there are usually a list of products for you to choose from. See? Knowledge is power!
4. GIRLS NIGHT IN!
Picture it! Your besties, board games, girl talks, good laughs, delicious food and lots of champagne. Sounds like fun, huh? I know!
Spending a night in with your girls, can be just as much fun as going out. The plus is that you can save more money because you won’t have to pay for parking, an entrance fee, food, drinks, and whatever else. Hanging with friends will be fun no matter what, so have a budget friendly night in one or two nights a month. You can cook, everyone can bring a dish, or you can order wings, and make a few sides. I promise you’ll save money, and still have fun
What are you doing to save your money to keep your days sunny?
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